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Zero-based budgeting starts every month at zero and gives every dollar a job. Instead of copying last year’s numbers, you justify each expense and align it with your current goals. In this guide, we explain how ZBB works, how to use it at home and in your business, common mistakes to avoid, and how Brister Law Firm can help you build a sustainable, goal-driven budgeting system that actually supports your long-term financial plans.